The FUTR Corporation hosted its investor conference call to discuss its digital banking joint venture and record auto dealer quarter. A replay of the full session is available here:

The call opened with remarks from Chairman G. Scott Paterson, who outlined the Company’s core thesis. Large technology platforms have historically generated significant value from consumer data contributed without direct compensation. FUTR’s model enables users to earn FUTR Tokens when their data generates value, with the FUTR Agent App designed to help users save time, monetize personal information, and take action based on insights.

Management highlighted two key developments supporting a unified growth strategy. The Company’s auto dealer business continues to scale as a near-term revenue driver, surpassing 160 dealers and reaching an annual run rate of approximately C$5 to C$6 million. Growth in this segment is driven by geographic expansion, NYSADA exclusivity, and the TaxMax partnership.

In addition, the Company announced a 75/25 joint venture with EQIBank, representing its expansion into digital banking. The partnership is expected to enable capabilities including payment cards, yield accounts, just-in-time payments, global accounts, and asset optimization within the FUTR Agent App.

FUTR is advancing three primary growth channels in parallel. The auto dealer network continues to expand across new markets. FutureVault, with over 500,000 active vaults and a projected 1 million by year end, represents an embedded distribution channel for FUTR Agent App adoption. The EQI global banking-as-a-service network provides a pathway to deploy the FUTR Agent App across an international client base.

Jason Blick, Chief Executive Officer of EQIBank, commented on the strategic rationale for the partnership, highlighting a shift toward AI-first banking platforms. The joint initiative is targeting 200,000 funded accounts and 1 million verified active users within 36 months of launch.

Mindy Bruns, Chief Business Officer of FUTR, outlined the economics of the auto dealer model. Consumers may save up to $10,000 in interest, dealers gain an additional revenue stream, and lenders benefit from reduced delinquencies. At scale, FUTR generates approximately US$9 per user per month and approximately US$21,500 per dealer annually. The Company is targeting 500 active dealers by the end of 2027.